When dealing with payments for an eCommerce website, it’s crucial to outline the process, accepted payment methods, security measures, and policies related to payments. Here’s a sample section on payments for your eCommerce website’s terms and conditions:

 

 

1. Accepted Payment Methods.

 

1.1 We accept the following payment methods on our website:

– Credit Cards (Visa, MasterCard, American Express)

– Debit Cards

– [Other Payment Methods, e.g., Google Pay, Phone pay, Paytm etc.

 

1.2 All payments must be made in INR indian Rupee. Any other payment methods are not accepted unless explicitly mentioned on our website.

 

2. Payment Processing

 

2.1 Payments are processed through a secure payment gateway provider. By using our payment services, you agree to the terms and conditions of the respective payment gateway provider.

 

2.2 Once your payment is confirmed, we will begin processing your order. You will receive an order confirmation email with the details of your purchase.

 

2.3 We reserve the right to refuse or cancel any order if fraud or an unauthorized or illegal transaction is suspected. In such cases, we may contact you to verify the transaction or cancel the order without prior notice.

 

3. Pricing and Currency

 

3.1 All prices on our website are displayed in [Currency] and are inclusive/exclusive of applicable taxes, unless otherwise stated.

 

3.2 We reserve the right to change prices at any time without prior notice. The price you pay for a product will be the price displayed at the time you place your order.

 

3.3 Any additional charges such as taxes, or shipping fees will be clearly indicated during the checkout process.

 

4. Taxes and Duties

 

4.1 You are responsible for any taxes, duties, or other charges applicable to your purchase based on your location.

 

5. Billing Information

 

5.1 You agree to provide current, complete, and accurate billing information for all purchases made on our website.

 

5.2 You must promptly update your account and other information, including your email address, payment method details, and billing address, so that we can complete your transactions and contact you as needed.

 

6. Security

6.1 We use industry-standard encryption protocols to protect your payment information during transmission. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

 

6.2 You are responsible for maintaining the confidentiality of your account and payment details. We are not liable for any loss or damage arising from unauthorized access to your account due to your failure to protect your login credentials.

 

7. Refunds and Chargebacks

 

7.1 Our  Return Policy governs refunds. Please review our policy to understand the conditions under which refunds are issued.

 

7.2 If you initiate a chargeback for a transaction that was not fraudulent or unauthorized, and we successfully dispute the chargeback, you agree to reimburse us for any costs associated with the chargeback.

 

8. Payment Disputes 

 

8.1 If you believe there has been an error in billing, please contact us immediately at +91-8800830976 so we can resolve the issue.

 

8.2 We reserve the right to investigate and take legal action against any fraudulent activities related to payments on our website.